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Your Kids First Credit Card

Your Kids First Credit Card

Pretty much every young adult falls into the trap of credit card debt. This is because credit cards allow for the buy now and figure it out later approach.

It is then important for parents to teach children good credit card habits.

There are a few reasons that parents may get their kids a credit card. These are:

Building Credit

The biggest reason that parents will help to get their children a credit a credit is to help them to build credit. Having – Read more

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What are Loan Modifications?

What are Loan Modifications?

Loan modifications are charges to your loan agreement. Your payments will become more affordable and you will not have to default ion your loan. The banks offer loan modifications, as it is easier for them to work with you rather than chase you.

If you stop making your payments, then the bank has a few options in front of them. The bank can try and repossess your property like your home, they can try and collect with a bank levy or through a wage garnishment, – Read more

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How to Quickly Improve your Credit Score

How to Quickly Improve your Credit Score

If you want to buy a car, get an apartment or just take out a loan then your credit score needs to be in good order. It generally takes 7 years before any negative information is removed from your credit score, but there are a few ways that you are quickly able to raise your credit score.

Pay off Your Credit Card Balance

One of the factors that influence your credit score is how you use your credit. A major factor is your credit utilization – Read more

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