Monthly Archives: July 2015

Get to Know Reward Credit Cards

Get to Know Reward Credit Cards

There are some credit cards that will give you incentives for the amount of money that you spend on the card. There are all types of credit card rewards. Generally you will earn a certain number or percentage of rewards for every amount that you spend on your credit card.

Credit Card Reward Types

There are three main categories that rewards fall into, those being cash, points and miles.

Cash rewards are the easiest. Cash reward cards don’t always m – Read more

Avoid being Blacklisted

Avoid being Blacklisted

There are plenty of people who use credit every day. There are some that only use it for cars and houses; others use credit for furniture and clothes and some use credit for their day-to-day purchases.

If you are someone that uses credit then you will be familiar with the term blacklisting. So what does it mean to be blacklisted?

There is not some sort of list that has everyone’s name on who has been blacklisted, but it is a term that isn’t officially used by cr – Read more

The Advantages of Ecommerce

The Advantages of Ecommerce

Here is a look at some of the advantages of Ecommerce.

Not Held by Geographical Limitations

When you have a physical store you are restricted to that area. With an ecommerce site you are able to further your business reach and serve a bigger area or even the world.

New Customers

Branding and relationships are the key factors in a physical retail environment. These drive online retail and also traffic generated by search engines. You can rank your – Read more

Signs that you are Heading to Credit Card Debt

Signs that you are Heading to Credit Card Debt

You may have a credit card and that’s great, but credit cards have their own rules and you can quickly head to credit card debt. Here are signs you should take note of so that you can avoid heading to credit card debt.

You Use Your Credit Card to Meet Basic Needs

Your wages should be used to buy everyday items like gas, food and clothing. These items should not be put on to your credit card. If you are using your credit card to cover t – Read more

Mobile Credit Card Reader Apps for Small Businesses

Mobile Credit Card Reader Apps for Small Businesses

As a small business owner it is wise to invest in mobile credit card reader apps, as you are able to provide your customers with more payment options. Apps make it easier for customers to pay and will help to keep customer satisfaction. When you choose a mobile credit card reader app you need to take into consideration the ease of use and the compatibility with s range of mobile devices.

Here is a look at some of the best mobile – Read more

Consequences of Missing Credit Card Payments

Consequences of Missing Credit Card Payments

Missing credit card payments has its consequences and the actions that your creditors take can affect you for months. Here is what could happen with late credit card payments.

Charged a Late Fee

You will notice on your next credit card bill that it includes a fee that is for a late payment. Late fees can range depending on if it’s your first time being late in the last 6 months. You will then be charged a late fee month that your payment is – Read more

Do You Need an EMV Chip Card Terminal?

EMV stands for Europay, MasterCard and Visa. They aim to create standardized protocols for integrated circuit cards and also the hardware that is needed in order to accept these cards.

EMV cards have a small circuit or a chip that is built into the card. The data is then read from the chip instead of from the magnetic strip. These chips are then able to protect against fraud in two ways.

The chip is difficult and also expensive to copy and the data which is transmitted changes each time – Read more

Lesser Known Facts about Credit Cards

You may think that you know your credit card inside out, but there are some surprises still. Here are some lesser known facts about credit cards.

No Cap on Interest Rate

You may have signed up for a credit card that has a low interest rate, but credit card issuers are able to increase the interest rates as high as they like. The interest rate is only protected for the cards first year or the first six months. This protection is also dissolved if you go 60 days on a late – Read more