Advantages of Federal Student Loans
Before you take any type of loan you need to do your research. If you are looking for a way to pay for your education then here are some advantages to Federal Student Loans.
The interest rate on federal loans is fixed, which means that the payments will not raise or fall according to the market.
Free insurance is provided for by the government. This means that if you die or become disabled your loan will be – Read more
How to be a Successful Craft Selling Entrepreneur
If you have a dream of turning your craft hobby into a business then here are some tips to get you on the right track.
Is there a market for your merchandise?
You need to find out if your product has value to other and not just you. You can search the Internet; see if similar products are available.
You can also visit craft fairs to compare products and pricing.
Objective Evaluation of the Quality of your product
You need to – Read more
Darkcoin has been Rebranded to Dash
Darkcoin has made the decision to rebrand themselves as Dash in order to disassociate it from the illicit activities of the dark web.
Darkcoin is the anonymity focused cryptocurrency is set to change their name to Dash so that they are able to represent their platform better and to make it more accessible to users.
Evan Duffield, the lead developer of Darkcoin has said that this change has come about in part because of the unwanted association – Read more
How Finance will Follow Expedia and Airbnb
With rapid technological change and the evolving preferences presents a challenge to plenty of businesses. This applies to both small and new businesses as well as established companies, which will need to integrate innovative and transformative content into large existing platforms profitability.
There are some sectors like retail that have made advances with these changes like the growth of Amazon.
Sectors like finance are in the early – Read more
Save Money without Dramatically Changing your Lifestyle
We know that we are able to spend less by making sacrifices, whether it’s eating out less to buying less and cutting back on items. It can be an effective way to save, but it is also painful.
Here is how you are able to save money, without changing yourself too much.
Staying fit and being healthy is hard work, but if you are in good shape then you are able to save a lot of money on your life insurance and h – Read more
Problems Paying Back a Payday Loan
If you are struggling to pay back your payday loan then there are ways that you can tackle this problem.
Contact Your Payday Lender
If you find that you need help with a payday loan then just know that you are not alone. It is important that you contact your payday lender.
They need to treat you fairly and allow you a reasonable amount of time to repay the loan. This could include freezing the interest and suspending charges or suspend the – Read more
The Credit Card Types
There is an assortment of credit card products. There are some credit card programs that will offer perks to users and others will help a user to re-establish their credit.
Not all credit cards are for everyone and the ability to get a credit card will depend on if you qualify. Qualification for a credit card will depend on your credit history and if you are able to pay bills on time.
Your credit report is pulled by the credit card issuers to learn more about – Read more
How Does Credit Reporting Work?
With credit it is important that you check your credit score each month. Your credit report will show not only your score, but also your payment history, debt and other factors that will have a bearing on your score.
The Credit Reporting System
There are three main players in the credit reporting system, those being the consumers, credit bureaus and financial companies.
Your creditors report the information about your credit card and loan accounts – Read more
What you Need to Know About the Credit Card Chip
The new norm for businesses and consumers are chip enabled credit cards. The cards look the same, but they have a small metallic chip that is called an EMV this stands for Europay, MasterCard, Visa.
The goal of the chip is impede fraud and consumers personal information being shared.
Here is what businesses and consumers need to know about the shift.
Magnetic Stripe Cards can still be used
There is a threat tat all non-EMV – Read more
Saving on a Budget
If you find that every month you are short on cash, you may think that there is no way you can save. However, get this thought out of your mind because it is possible to save and you have to even when your money is limited.
Here are some ways that you can save when you are on a budget.
The first thing that you need to do is to only buy things once you have shopped around.
You need to commit yourself to comparison shopping and to look for coupons – Read more