Preventing the Improper Use of Virtual Money in Japan
Steps have been taken to prevent virtual currencies being misused. Bills have been adopted by the government to revise the related laws that are used to regulate virtual money. The aim is that during the current Diet session these bills will be passed.
Virtual currencies are electronic data that have the same value as real money, which has been developed through cryptographic technologies by the private sector. Virtual currencies – Read more
The 150% Subsidized Loan Limit
If you are planning to pay for your college education with a federal loan then for some of them time is of the essence.
With direct subsidized loans the interest is covered by the government whilst you are studying, but this doesn’t last. The 150% subsidized loan limit is a rule that restricts the amount of time that you are eligible for these loans.
Here is a look at this rule and how you are able to use it to your advantage.
The r – Read more
Personal Loans for Good, Fair and Bad Credit
An unsecured personal loan can be a great way to consolidate your debt and have a lower rate fixed monthly payment. The interest that you are charged and other terms of a personal loan will be greatly influenced by your credit score and other factors.
If you are looking for a personal loan for good, fair or even bad credit, take a look at these offers below.
With SoFi you are able to lend from $5000 to $100 000. The rates are – Read more
Top Balance Transfer Credit Card Offers
If you have a high interest debt, you do have the option of moving this to a balance transfer card that will offer an interest free promotional period, giving you time to pay off the balance with no interest.
Here is a look at the top balance transfer credit cards.
Best $0 Intro Transfer Fee – Chase Slate
This card offers an introductory balance transfer fee of $0 for transfers in the first 60 days. There is a 0% annual fee, a 0% intro APR f – Read more
Brexit would Hit City of London says Britain’s Finance Lobby
TheCityUK lobby said that all of the alternatives to Britain’s membership of the European Union are second best and they could damage the competitiveness of City of London’s finance industry.
They also said that a bespoke financial service agreement was feasible between the European Union and Britain, however the content of such an agreement would be uncertain.
The negotiations would take time and a bloc might treat Britain a – Read more
Surprising Things You Didn’t Know Affected Your Credit Score
Generally we think that our credit score is only affected by credit cards and loan, but in fact there are certain applications or late payments that can hurt your credit score.
Lets take a look at surprising things you didn’t know affected your credit score.
Overdue Library Books
There are many libraries that are now employing collection agencies to aid them in collecting overdue library book fines. Libraries might not – Read more
Clever Investment Strategies to Help Grow Your Startup
It can be difficult for a startup to get the capital it needs. However, there are ways that you can invest some of your money that will help to boost your capital base.
Angel Funding and Alternative Investments
It has been predicted by experts that angel investors will be reducing their funding for startups. Banks loans and crowdfunding will also only take you so far.
It will then make sense to look for investment – Read more
How Credit Card Transactions Work
There are a lot of processes involved in a credit card transaction and they start from when you swipe your card to when you sign.
It is these processes that happen which you don’t see that make it possible for you to make purchases with your credit card.
Every transaction has certain entities involved, those being:
The customer with a credit card
The merchant that sells the goods or services
The merchants bank
The credit card payment n – Read more
How to Choose a Credit Card
A credit card can be quite handy but it can cause damage if it is used irresponsibly. This means that you need to choose the right credit card for what you need it for.
There are some factors that you need to look at when you choose a credit card.
You need to first determine how you will be choosing your credit card. Are you the type of person that will pay their credit card in full every month or do you think you will be carrying a – Read more