Budgeting Tips for Beginners
It can feel overwhelming to create your first ever budget, but here are some tips that you can follow to build your personal budget.
Know What You Have
The first thing that you will need to do is to determine how much you have. If you have a checking account, a savings account, an investment account and other such financial instruments you will need to find out how much you have in each account as well as the expenses and interest rate for each one. This – Read more
Top Virtual Currencies 2016
There are quite a few virtual currencies, but these are the top cryptocurrencies for 2016.
The original cryptocurrency is Bitcoin and even though it is not as valued as high as it once was, it is still the most valuable virtual currency. Bitcoin uses a proof of work verification system that is resistant to fraud, but it does use a lot of power.
BlackCoin was created so that the reliability of proof of stake valuation could be – Read more
The Benefits of Title Loans
You may have considered applying for an installment loan or a payday loan, if you are in need of some quick cash. However, these are not your only options and if you own your own vehicle completely then you could benefit from a car title loan. This is where funds are accessed in exchange for your vehicle title, which is used as collateral.
Here are the benefits of title loans.
Quick Access to Money
It generally takes just a few days to complete a car – Read more
Student Loan and Repayments Tips
Here are some tips that could help you and your student loan repayments.
The Truth About Prepaying On Your Loans
It is not always clear if prepaying on your student loan is penalty free. Usually penalty free prepayment is listed as a benefit by student loan servicers, but this is true for all education loans.
If you have been thinking about prepaying on your loan, but have been worried about potential fees then you should contact your student loan – Read more
Personal Loans for Debt Consolidation
Paying off debt is the way to a healthy financial life. A debt consolidation loan could help you with your debt. A debt consolidation loan is where a lender will give you a personal loan that you are able to use to pay off your other debts. You will then need to pay fixed monthly installments over a period of time to pay the personal loan back.
The interest rate that you receive on the loan will depend on your credit history and this is usually fixed – Read more
Can South African Banks Legally Deduct From Social Grants?
There are about 17 million South Africans that rely on social grants, which is about 30% of the country’s population. This may seem like small news, but it is actually a huge and important legal issue.
The South African Social Security Agency, who administers social grants, has laid criminal charges against Grindrod Bank.
These charges came after a series of complaints of grantees that were reporting debit orders and bank c – Read more
Benefits of Student Loan Refinance
The main benefits of refinancing a student loan is that you could negotiate better terms or lower your monthly payments and free up some extra cash.
Here are the top benefits of student loan refinance.
Lower Interest Rate
When you take on a new student loan or you choose to consolidate the loan, the interest rate could be different to what you are currently paying. This means that you could get a lower interest rate.
Lock in Low Interest – Read more
Advantages of Payday Loans Over Other Credit Types
One of the best ways to get quick access to cash is to use a payday loan. Payday loans have a few advantages over other credit types.
Here are the top advantages of payday loans.
The biggest advantage of payday loans is that they are quick to get. If you need money today, you can quickly apply online and within an hour you will have access to the loan. Other types of credit are not this quick, for instance if you wanted – Read more
The Benefits of Shared Hosting
Shared hosting is where your website is hosted on the same web server as other websites. This means that the server is shared between different websites.
Here is a look at the benefits of shared hosting.
Shared web hosting is usually quite cheap and for the price you will be able to get enough space and bandwidth. The price is attractive and that is why shared hosting is popular with new websites.
Easy to Use
Your web host will set – Read more