Monthly Archives: September 2016

About Subsidized and Unsubsidized Loans

About Subsidized and Unsubsidized Loans

There are two types of loans on offer to you, those being subsidized loans and unsubsidized loans. You will need to understand the basics of both of these types before you sign for any loan.

Both of these loans are federal student loans that are offered by the US Department of Education. In order to qualify for either of these loans you must be enrolled at least half-time at your school. They both offer a six-month grace period before you have – Read more

How To Rebuild Your Credit After Bankruptcy?

How To Rebuild Your Credit After Bankruptcy?

Bankruptcy discourages many creditors and lenders to do business with you. However, if you have a strategy in place after bankruptcy then you might just be able to get back on your feet financially.

When you file for bankruptcy, your credit score takes a hit and will end up in the lowest rankings depending on the severity of your bankruptcy and your past credit history.

However, there are ways that you can build better credit after you have – Read more

Should You Pay Your Student Loans Off Early?

Should You Pay Your Student Loans Off Early?

Student loans are thought to be good debt and these loans usually have low interest rates. However, student loans are still a type of debt and when you pay these off you can get a return equal to the interest rate.

So should you pay your student loans off early?

When to Pay Student Loans Early

When it comes to paying off your student loan early and when, you will need to take into account your financial situation, the interest rate and – Read more

What is a 30 Day Payday Loan

What is a 30 Day Payday Loan

A 30 day payday loan gives you 30 days to repay the loan which starts from the moment that you borrow money. Payday loans are short term loans that are paid back when you receive your next paycheck. Most people are actually paid weekly or biweekly, so many payday loans are structured around this time period. It is possible to get a 30-day payday loan, but keep in mind that you will be paying more in fees for a longer term.

Payday loans have fees attached and – Read more