Be over the age of 18

Earn more than R3000

Have your own bank account

100% Privacy. We will never share your info

Let us know if you don’t have your own 

bank account as we have other options

We negotiate the very best interest rates with lenders

We can easily assist South Africans which are employed, if unemployed it will be difficult

Simple as that!

Representative example: Credit amount of R10 000 borrowed for 24 months. Monthly service fee: R68,40. Annual Interest Rate: 28%. Total Amount payable: R17 208.


Competitive interest rate

We Call You, Same day approval, Cash in 24 hours. No excuses!

Super fast approval time

24 hours till Cash is in your bank account

Complete application and we'll call you

Countrywide service

We help South Africans no matter where you live or work

It all happens online, its fast, its quick, we’re ready! 

Paperless no documents application 

Bad Credit welcome 

No credit checks required

Apply from any Province in South Africa - Western Cape, Gauteng, Kwa-Zulu Natal, Limpopo, Northern Cape, Free State, Eastern Cape, Mpumalanga and North West


SA Payday Loans now provides an easy to use online application portal, with quick approval for your Personal Cash Loan needs.

SA Payday Loans Cape Town, Durban, Johannesburg, Pretoria, Port Elizabeth, Nelspruit, Bloemfontein, Kimberly, Polokwane, Pietermaritzburg South Africa.

Apply Now for a cash loan. Blacklisted and bad credit ratings are welcome.

Step 3

100% Privacy. We will never share your info

Receive approval via Call or SMS and get instant access to your loan

Complete the contact info form above and click 'Continue to Step 2'

Personal Cash Loan 2017

Step 2

Get a personal cash loan up to R150000

We Find the Best interest rates to suit you!

Step 1

Wait for the full loan application form to load on our recommended providers website

Complete the quick and easy Application. Then enjoy your day and await your Loan approval decision. Thank you for using our smart service!

Help for people with a poor credit rating, garnishee orders and defaults

Based in South Africa, SA Payday Loans offer personal loans of between R 500 - R 150 000 and you get up to 60 months to repay your personal cash loan. (Qualifying with a low credit score might result in a repayment period of six months for your payday loan.)


Paperless, No Paperwork, No Documents

Bad Credit Welcome

Same day Solution

Quick Advance Payday, nearly instant

You may need no credit check

Small and Big Loans

Don't delay, if you are in need of cash today, contact SA Payday Loans apply for a personal cash loan by making use of our online personal cash loan application. Getting a Personal Cash Loan Online has never been this easy. SA Payday Loans now provides an easy to use online application portal, with quick approval for your Personal Cash Loan needs.

Credit is given despite having bad credit or being blacklisted.


• Payday Loans • Easy Personal •  Cash Loans • Personal Cash Loans while Blacklisted

 • Quick Personal Cash Loans • Small Personal Cash Loan • Loans near me • Nearby loans

Requirements for getting a Personal Cash Loan:

Cash Loan Applicant must be between the ages of 18 – 65

Cash Loan Applicant must be employed for at least 3(three) consecutive months

Cash Loan Applicant must earn a minimum gross monthly income of R3000

Cash Loan Applicant must have bank account into which the applicant’s salary is deposited electronically.

Copyright ©2017 SAPayday| All Rights Reserved

We can't guarantee you a loan. But regardless if it is a small or big personal loan we'll do our very best to help you out.

Unsecured Quick Loans

Loan Information

Interest Rate/APR: 8.5% – 28% (Maximum). Depending on credit status Implications of non-payment: Full amount payable may become immediately payable Could lead to a bad credit record if reported Your loan could be cancelled with a chance of a judgement You will be responsible for the lawyers costs Financial implications: (whether fees are charged and/or interest rates are raised) Loan Finder SA charges a once off R395 fee. Interest rates in all cases are fixed unless otherwise stated. Collection practices: Depending on your agreement collections will be made via debit order/stop order/payroll deduction over a repayment period of 12-60 months. Potential impact to users’ credit score: Partnered lenders may do credit checks affecting credit score Renewals: Unless stated otherwise there are no renewals for the loan service. The complete 4in1 plan is over a period of 24months. SA Payday is a loan suggestion service. We take the fuss out of finding the top loan providers. Once you’ve signed up with us there’s no need to find other providers. We’ll give you access to the best online loan providers in South Africa. After a simple sign up you can start receiving suggested loan providers immediately. The owner(s) of this website is compensated through various affiliate programs and some content presents opinions on products, services, websites and various other topics. Even though the owner(s) of this website may receive affiliate compensation for reviews or advertisements, we always give our honest opinions, findings, beliefs, or experiences on those topics or products. The views and opinions expressed on this website are purely the website’s’ own. Any product claim, statistic, quote or other representation about a product or service should be verified with the manufacturer, provider or party in question.

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