Unsecured Personal Loan Offers
An unsecured personal loan is a great way to consolidate debts and get a fixed monthly payment at a lower rate.
Here is a look at current personal loan offers from top lending companies if you want to borrow $5000.
With the UpStart personal loan offer the estimated APR is between 13.5 and 17.5%. You can expect your monthly repayment to be about $175 per month.
This is a good loan to take if you have little credit history. They do charge an – Read more
About Subsidized and Unsubsidized Loans
There are two types of loans on offer to you, those being subsidized loans and unsubsidized loans. You will need to understand the basics of both of these types before you sign for any loan.
Both of these loans are federal student loans that are offered by the US Department of Education. In order to qualify for either of these loans you must be enrolled at least half-time at your school. They both offer a six-month grace period before you have – Read more
How To Rebuild Your Credit After Bankruptcy?
Bankruptcy discourages many creditors and lenders to do business with you. However, if you have a strategy in place after bankruptcy then you might just be able to get back on your feet financially.
When you file for bankruptcy, your credit score takes a hit and will end up in the lowest rankings depending on the severity of your bankruptcy and your past credit history.
However, there are ways that you can build better credit after you have – Read more
Should You Pay Your Student Loans Off Early?
Student loans are thought to be good debt and these loans usually have low interest rates. However, student loans are still a type of debt and when you pay these off you can get a return equal to the interest rate.
So should you pay your student loans off early?
When to Pay Student Loans Early
When it comes to paying off your student loan early and when, you will need to take into account your financial situation, the interest rate and – Read more
What is a 30 Day Payday Loan
A 30 day payday loan gives you 30 days to repay the loan which starts from the moment that you borrow money. Payday loans are short term loans that are paid back when you receive your next paycheck. Most people are actually paid weekly or biweekly, so many payday loans are structured around this time period. It is possible to get a 30-day payday loan, but keep in mind that you will be paying more in fees for a longer term.
Payday loans have fees attached and – Read more
Grocery Prices Rise and UK Shoppers are Feeling The Bite of Brexit
In July the cost of a basket of popular supermarket items rose by 1%, which is the second monthly increase in a row as the fallout from Brexit hits the prices on the high street according to a comparison website.
For years there have been falling prices due to increasing competition among the large supermarket chains and little or no consumer inflation. However, grocery prices are set to rise as the Pound Sterling – Read more
Budgeting Tips for Beginners
It can feel overwhelming to create your first ever budget, but here are some tips that you can follow to build your personal budget.
Know What You Have
The first thing that you will need to do is to determine how much you have. If you have a checking account, a savings account, an investment account and other such financial instruments you will need to find out how much you have in each account as well as the expenses and interest rate for each one. This – Read more
Top Virtual Currencies 2016
There are quite a few virtual currencies, but these are the top cryptocurrencies for 2016.
The original cryptocurrency is Bitcoin and even though it is not as valued as high as it once was, it is still the most valuable virtual currency. Bitcoin uses a proof of work verification system that is resistant to fraud, but it does use a lot of power.
BlackCoin was created so that the reliability of proof of stake valuation could be – Read more
The Benefits of Title Loans
You may have considered applying for an installment loan or a payday loan, if you are in need of some quick cash. However, these are not your only options and if you own your own vehicle completely then you could benefit from a car title loan. This is where funds are accessed in exchange for your vehicle title, which is used as collateral.
Here are the benefits of title loans.
Quick Access to Money
It generally takes just a few days to complete a car – Read more
Student Loan and Repayments Tips
Here are some tips that could help you and your student loan repayments.
The Truth About Prepaying On Your Loans
It is not always clear if prepaying on your student loan is penalty free. Usually penalty free prepayment is listed as a benefit by student loan servicers, but this is true for all education loans.
If you have been thinking about prepaying on your loan, but have been worried about potential fees then you should contact your student loan – Read more