Personal Loans for Debt Consolidation
Paying off debt is the way to a healthy financial life. A debt consolidation loan could help you with your debt. A debt consolidation loan is where a lender will give you a personal loan that you are able to use to pay off your other debts. You will then need to pay fixed monthly installments over a period of time to pay the personal loan back.
The interest rate that you receive on the loan will depend on your credit history and this is usually fixed – Read more
Can South African Banks Legally Deduct From Social Grants?
There are about 17 million South Africans that rely on social grants, which is about 30% of the country’s population. This may seem like small news, but it is actually a huge and important legal issue.
The South African Social Security Agency, who administers social grants, has laid criminal charges against Grindrod Bank.
These charges came after a series of complaints of grantees that were reporting debit orders and bank c – Read more
Benefits of Student Loan Refinance
The main benefits of refinancing a student loan is that you could negotiate better terms or lower your monthly payments and free up some extra cash.
Here are the top benefits of student loan refinance.
Lower Interest Rate
When you take on a new student loan or you choose to consolidate the loan, the interest rate could be different to what you are currently paying. This means that you could get a lower interest rate.
Lock in Low Interest – Read more
Advantages of Payday Loans Over Other Credit Types
One of the best ways to get quick access to cash is to use a payday loan. Payday loans have a few advantages over other credit types.
Here are the top advantages of payday loans.
The biggest advantage of payday loans is that they are quick to get. If you need money today, you can quickly apply online and within an hour you will have access to the loan. Other types of credit are not this quick, for instance if you wanted – Read more
The Benefits of Shared Hosting
Shared hosting is where your website is hosted on the same web server as other websites. This means that the server is shared between different websites.
Here is a look at the benefits of shared hosting.
Shared web hosting is usually quite cheap and for the price you will be able to get enough space and bandwidth. The price is attractive and that is why shared hosting is popular with new websites.
Easy to Use
Your web host will set – Read more
Trump Enters General Election in Weak Financial Position
Donald Trump enters the election short of money and staff.
Trump was only able to raise $3.1 million from donors last month, whereas Clinton was able to raise $28 million for her campaign and a joint fundraising committee. She ended the month with a massive $42 million and Trump had just $1.3 million left in his accounts.
During the entire election, Trump has brought in $64.6 million, which includes $45.7 million in – Read more
Top Personal Loan Offers
Are you looking for a personal loan? Then take a look at these options.
With Avant you are able to borrow from $1000. The loan has an APR between 9.95% and 36%. The minimum FICO does vary. Avant accepts those that have fair credit.
Discover allows you to borrow from $2500 and the APR is between 6.99% and 24.99%. The minimum FICO is 660. You will need to have a minimum gross income of $25 000.
Upstart personal loans start at – Read more
Why Currency Wars Are So Destructive
When a country chooses to devalue their currency a trading partner might retaliate, which could then leave both countries worse off.
When an economy starts to flag, governments may start a currency war. Investors need to know what this term means and also know why this can be so destructive to the countries that are involved.
This type of conflict starts when one country chooses to lower the value of their currency so that they are able to – Read more
Avoiding the Payday Loan Trap
Getting into a payday loan trap is quite common and is such among young professionals. This is due to their refusal to ask for help and would rather rely on payday loans and cash advances to help cover their bills.
The only issue with payday loans is that they have…
Lesser-Known Facts About Student Loan Grace Periods
A federal loan has a grace period, but this differs between the type of loan and the terms of the loan.
During the grace period, payments aren’t due, but there are student loans that will incur interest during this time and in turn will increase the total amount that is owed.
Here is a look at things you may not know about a student loan grace period.
The Government Is Looking Out For You
Many federal loans will have a grace p – Read more