Author Archives: iloanm

Ways to Become a Millionaire

Ways to Become a Millionaire

There are actually a few ways that you can become a millionaire, but like with anything it takes hard work. Here are ways that you can become a millionaire.

Develop Your Career/Expertise

Millionaires are usually millionaires because they have worked hard and have also found out ways to earn a lot of money. They have increased their knowledge through education and were willing to learn their craft by taking on internships and apprenticeships that pay – Read more

What to Know About Payday Loans

What to Know About Payday Loans

One of the most expensive ways to borrow is to take out a payday loan, so before you do you need to be 100% sure that you are able to repay it back on time and in full. If not the cost can soon get out of hand.

If you are thinking about getting a payday loan then this is what you need to know.

How they Work

Payday loans are short-term loans that have been created to tie people over until they get their next paycheck. The money is paid straight into – Read more

The West Better Listen as China Makes its Play for International Finance

The West Better Listen as China Makes its Play for International Finance

China has been progressively laying the foundation of an international financial and monetary system that is centered on the yuan.

Over the past two years progress has gained momentum, but they have been hitting speed bumps along the way, which was shown last year in August. If China is able to regain its economic footing then its ambitions might be realized in the next decade.

This development would then – Read more

What is a Credit Card Annual Fee?

What is a Credit Card Annual Fee?

A credit card annual fee is a fee that is charged automatically once a year to your credit card account for having the convenience of using a credit card.

Cards with an Annual Fee

Not all credit cards charge an annual fee. Credit cards that is more likely to have annual fees include premium credit cards, reward credit cards and secured credit cards.

An annual fee then increases the cost of having a credit card, so if you are being charged an annual – Read more

Department of Finance Report Improvement in Public Finances of over €400m

Department of Finance Report Improvement in Public Finances of over €400m

According to the Department of Finance in the first month of the year, public finances have indicated an improvement of more than €400m.

In January the exchequer recorded an excess of 1.2 billion. This is then up from the €781 million in 2015.

VAT increased by 6.6%, income tax was up to 8.7%, and the general government expenditure was down by 7.6%.

The Minister of Finance, Michael Noonan commented on these – Read more

What is in Your Credit Report?

What is in Your Credit Report?

When you first read your credit report it can seem confusing especially when you have had many accounts open for a long period of time. It can be easier to read your credit report when you know what is appearing on it.

Your Name and Variations

There could be different versions and even misspellings of your name in your credit report.

Your credit report is created from information that is given from your creditors and lenders. The name that you put – Read more

Do you have too Many Credit Cards?

Do you have too Many Credit Cards?

If you are going through your wallet and see that every slot has a credit card you may wonder if you have too many. You might also be thinking about opening new credit accounts and you want to be sure that another credit card wont effect your credit. So do you have too many credit cards?

High Debt to Income Ratio

When lenders look at your loan application the available credit is seen as opportunity for debt. Your debt to income ratio could be – Read more

Clothing Sales you need to Know

Clothing Sales you need to Know

If you are looking for designer labels at great prices, then check out these sales that are happening now.

Ralph Lauren

Ralph Lauren is cutting an extra 50% off sale items for its end of season sale. You will also be able to get free shipping with code LOVE16. This deal will end on the 17th February.

Dick’s Sporting Goods Clearance

Dick’s are giving an extra 25% to 40% off a selection of clothing, gear and accessories. Orders that are over $25 wil – Read more

Find Out What Probate Is

Find Out What Probate Is

Probate is when last will and testament is authenticated through a court-supervised process. It will also locate and determine the value of the decedents assets, paying the final bills of the decedents as well as estate taxes and inheritance taxes and then distributing what is left to the heirs of the decedents according to www.probaters.com. 

Steps Required to Probate an Estate

There are specific sets of laws that determine the steps required to probate e – Read more

Boost your Salary without Getting a Raise

Boost your Salary without Getting a Raise

Your employer will have extra perks and employee benefits that are available to employees that want them, but many will not take advantage of these, thinking that they are too complicated or not sure how they can take advantage of these. However, when you add these benefits up they are able to raise your salary.

Lets take a look at popular employee benefit programs that employers offer.

Commuter Benefits

There are employers that will – Read more

css.php