PPS – Professional Provident Society Car Insurance


Product Review

PPS focus solely on graduate professionals and have done so for the past 74 years. PPs are unique as it belongs to its members and operates under the ethos of mutuality. This means that the members with PPS Provider policy can exclusively share in the profits of the PPS Group through the unique Surplus Rebate Account.

Graduate professionals are able to get tailor made insurance, investment and healthcare solutions.

PPS began in 1941 when a group of eight dentists sought to find a better system of financial protection as a consequence of being unable to practice because of injury or sickness.

How PPS Works

You will pay a premium when you take out insurance. Part of this premium funds your benefits which are paid out when you claim. The other part is a profit margin for the company. As PPS is not a listed the company, the profits of the PPS Group are distributed equally among the members that have qualifying products through allocations to their PPS Profit Share Accounts.

Application process

Joining PPS

In order to join PPS, graduate professionals will need to have a qualifying four year degree or the equivalent such as honours, masters or a doctorate that is a profession that is eligible for PPS membership.

The PPS members include actuaries, accountants, advocates, architects, attorneys, dentists, medical doctors, pharmacists, engineers, scientists, physiotherapists, veterinarians and other such professions.

You can also join PPS if you are a student in your fourth academic year of study and are studying towards one of the PPS eligible professions.

To find out how PPS would rate the risk value of your contents, you can take a fee survey. For a car insurance quotes, go on their website and fill out the form with your details, you will receive a phone call from a PPS consultant.


PPS offers home and car insurance to its members. Graduates are likely to be classified as a low risk which leads to a lower premium on household items and car insurance.

For home insurance, PPS includes benefits that range from every aspect of your home. Their Building Cover includes geyser insurance and they have an optional excess waiver insurance. To ensure your entertainment, PPS insures entertainment systems such as televisions. This falls under accidental insurance.

No matter where you are in the world, any items that are removed from your house will be covered. The smallest items are also noticed such as keys, locks and remotes. This as well as other items can be covered with $15 000 such as fridge and freezer contents. The $15 000 can also cover other people outside of the family if they lose any items: domestic workers and guests.

Car insurance consists of a car replacement if your car is severely damaged. No matter what time of the day you find yourself in an emergency, there is 24/7 roadside assistance.

Customer Rating

Rate this service
Vote now by clicking on a star

Additional info

Psychical Address: 6 Anerley Road, Parktown, 2193