Category Archives: Loans

Unsecured Personal Loan Offers

Unsecured Personal Loan Offers

An unsecured personal loan is a great way to consolidate debts and get a fixed monthly payment at a lower rate.

Here is a look at current personal loan offers from top lending companies if you want to borrow $5000.

UpStart

With the UpStart personal loan offer the estimated APR is between 13.5 and 17.5%. You can expect your monthly repayment to be about $175 per month.

This is a good loan to take if you have little credit history. They do charge an – Read more

What is a 30 Day Payday Loan

What is a 30 Day Payday Loan

A 30 day payday loan gives you 30 days to repay the loan which starts from the moment that you borrow money. Payday loans are short term loans that are paid back when you receive your next paycheck. Most people are actually paid weekly or biweekly, so many payday loans are structured around this time period. It is possible to get a 30-day payday loan, but keep in mind that you will be paying more in fees for a longer term.

Payday loans have fees attached and – Read more

The Benefits of Title Loans

The Benefits of Title Loans

You may have considered applying for an installment loan or a payday loan, if you are in need of some quick cash. However, these are not your only options and if you own your own vehicle completely then you could benefit from a car title loan. This is where funds are accessed in exchange for your vehicle title, which is used as collateral.

Here are the benefits of title loans.

Quick Access to Money

It generally takes just a few days to complete a car – Read more

Personal Loans for Debt Consolidation

Personal Loans for Debt Consolidation

Paying off debt is the way to a healthy financial life. A debt consolidation loan could help you with your debt. A debt consolidation loan is where a lender will give you a personal loan that you are able to use to pay off your other debts. You will then need to pay fixed monthly installments over a period of time to pay the personal loan back.

The interest rate that you receive on the loan will depend on your credit history and this is usually fixed – Read more

Advantages of Payday Loans Over Other Credit Types

Advantages of Payday Loans Over Other Credit Types

One of the best ways to get quick access to cash is to use a payday loan. Payday loans have a few advantages over other credit types.

Here are the top advantages of payday loans.

Speed

The biggest advantage of payday loans is that they are quick to get. If you need money today, you can quickly apply online and within an hour you will have access to the loan. Other types of credit are not this quick, for instance if you wanted – Read more

Top Personal Loan Offers

Top Personal Loan Offers

Are you looking for a personal loan? Then take a look at these options.

Avant

With Avant you are able to borrow from $1000. The loan has an APR between 9.95% and 36%. The minimum FICO does vary. Avant accepts those that have fair credit.

Discover

Discover allows you to borrow from $2500 and the APR is between 6.99% and 24.99%. The minimum FICO is 660. You will need to have a minimum gross income of $25 000.

Upstart

Upstart personal loans start at – Read more

Avoiding the Payday Loan Trap

Avoiding the Payday Loan Trap
Getting into a payday loan trap is quite common and is such among young professionals. This is due to their refusal to ask for help and would rather rely on payday loans and cash advances to help cover their bills.
The only issue with payday loans is that they have…

Personal Loans for Good, Fair and Bad Credit

Personal Loans for Good, Fair and Bad Credit

An unsecured personal loan can be a great way to consolidate your debt and have a lower rate fixed monthly payment. The interest that you are charged and other terms of a personal loan will be greatly influenced by your credit score and other factors.

If you are looking for a personal loan for good, fair or even bad credit, take a look at these offers below.

SoFi

With SoFi you are able to lend from $5000 to $100 000. The rates are – Read more

What to Know About Payday Loans

What to Know About Payday Loans

One of the most expensive ways to borrow is to take out a payday loan, so before you do you need to be 100% sure that you are able to repay it back on time and in full. If not the cost can soon get out of hand.

If you are thinking about getting a payday loan then this is what you need to know.

How they Work

Payday loans are short-term loans that have been created to tie people over until they get their next paycheck. The money is paid straight into – Read more

No Credit Check Loans

No Credit Check Loans

If your credit stops you from acquiring a loan then it might be possible to borrow without having to rely on your credit history.

You do have to be careful though when you use a no credit check loan. These types of loans can be expensive and only make sense when you do have any other options.

Do you Need One?

Before you decide to take a no credit check loan, you need to ensure that it is the right approach. Even if your credit is bad, it might be worth – Read more

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