About Subsidized and Unsubsidized Loans
There are two types of loans on offer to you, those being subsidized loans and unsubsidized loans. You will need to understand the basics of both of these types before you sign for any loan.
Both of these loans are federal student loans that are offered by the US Department of Education. In order to qualify for either of these loans you must be enrolled at least half-time at your school. They both offer a six-month grace period before you have – Read more
How To Rebuild Your Credit After Bankruptcy?
Bankruptcy discourages many creditors and lenders to do business with you. However, if you have a strategy in place after bankruptcy then you might just be able to get back on your feet financially.
When you file for bankruptcy, your credit score takes a hit and will end up in the lowest rankings depending on the severity of your bankruptcy and your past credit history.
However, there are ways that you can build better credit after you have – Read more
Should You Pay Your Student Loans Off Early?
Student loans are thought to be good debt and these loans usually have low interest rates. However, student loans are still a type of debt and when you pay these off you can get a return equal to the interest rate.
So should you pay your student loans off early?
When to Pay Student Loans Early
When it comes to paying off your student loan early and when, you will need to take into account your financial situation, the interest rate and – Read more
Grocery Prices Rise and UK Shoppers are Feeling The Bite of Brexit
In July the cost of a basket of popular supermarket items rose by 1%, which is the second monthly increase in a row as the fallout from Brexit hits the prices on the high street according to a comparison website.
For years there have been falling prices due to increasing competition among the large supermarket chains and little or no consumer inflation. However, grocery prices are set to rise as the Pound Sterling – Read more
Budgeting Tips for Beginners
It can feel overwhelming to create your first ever budget, but here are some tips that you can follow to build your personal budget.
Know What You Have
The first thing that you will need to do is to determine how much you have. If you have a checking account, a savings account, an investment account and other such financial instruments you will need to find out how much you have in each account as well as the expenses and interest rate for each one. This – Read more
Top Virtual Currencies 2016
There are quite a few virtual currencies, but these are the top cryptocurrencies for 2016.
The original cryptocurrency is Bitcoin and even though it is not as valued as high as it once was, it is still the most valuable virtual currency. Bitcoin uses a proof of work verification system that is resistant to fraud, but it does use a lot of power.
BlackCoin was created so that the reliability of proof of stake valuation could be – Read more
Student Loan and Repayments Tips
Here are some tips that could help you and your student loan repayments.
The Truth About Prepaying On Your Loans
It is not always clear if prepaying on your student loan is penalty free. Usually penalty free prepayment is listed as a benefit by student loan servicers, but this is true for all education loans.
If you have been thinking about prepaying on your loan, but have been worried about potential fees then you should contact your student loan – Read more
Can South African Banks Legally Deduct From Social Grants?
There are about 17 million South Africans that rely on social grants, which is about 30% of the country’s population. This may seem like small news, but it is actually a huge and important legal issue.
The South African Social Security Agency, who administers social grants, has laid criminal charges against Grindrod Bank.
These charges came after a series of complaints of grantees that were reporting debit orders and bank c – Read more
Benefits of Student Loan Refinance
The main benefits of refinancing a student loan is that you could negotiate better terms or lower your monthly payments and free up some extra cash.
Here are the top benefits of student loan refinance.
Lower Interest Rate
When you take on a new student loan or you choose to consolidate the loan, the interest rate could be different to what you are currently paying. This means that you could get a lower interest rate.
Lock in Low Interest – Read more
The Benefits of Shared Hosting
Shared hosting is where your website is hosted on the same web server as other websites. This means that the server is shared between different websites.
Here is a look at the benefits of shared hosting.
Shared web hosting is usually quite cheap and for the price you will be able to get enough space and bandwidth. The price is attractive and that is why shared hosting is popular with new websites.
Easy to Use
Your web host will set – Read more