You may think that you know your credit card inside out, but there are some surprises still. Here are some lesser known facts about credit cards.
No Cap on Interest Rate
You may have signed up for a credit card that has a low interest rate, but credit card issuers are able to increase the interest rates as high as they like. The interest rate is only protected for the cards first year or the first six months. This protection is also dissolved if you go 60 days on a late – Read more
Can You Be An Entrepreneur?
If you are thinking about becoming an entrepreneur, then you need to know what it takes to be one. Here are key elements to discover if being an entrepreneur is right for you.
There are some people that feel they have no other choice but to start their own business, when in actual fact they just want a good job. These entrepreneurs are then forced and whilst some will become the next big thing, many won’t be able to stick it out in the long run. Y – Read more
the Halaal Piggy Bank
excuse the irony..
Your savings and position should be transparent
Ensure you do not under budget. A month usually has 30 days. In that time there will be expected costs
example: you expect to buy takeaways. Infact you “expect” to purchase takeaways 5 times and maybe you have allocated money for that.
Just know, you may infact end up spending more on those 5 occasions if prices go up or you have more company.
The Unexpected should be expect, and when – Read more
Saving Tips for Families
As a family you will have all kinds of expenses, so it is important that you know how you are able to save money and stay within your budget. Here is money saving tips for families.
One of the most common downfalls and ways for a family to spend money is grabbing a takeaway instead of making dinner.
You are then able to save money by planning your family meals, which means that you will not have the excuse of what is for dinner. It is – Read more
Affordable Mobile Processing Solutions
In today’s marketplace if you sell goods and service you need the ability to accept credit cards. This though can be difficult for small businesses as the fees attached to credit card processing can be quite high. Business then need to determine if the costs involved are worth the benefits. But this is now not a problem, as businesses are now able to accept credit cards anywhere. A business will need a smartphone and internet. You are able to get a c – Read more
Setting up a Merchant Account for Credit Card Processing
If your business is going to offer merchant services to the customers then you will first need to get approved for a merchant account so that you are able to set up credit card processing and also to accept mobile payments one day.
Small businesses need to choose who they will be extending credit to. If they choose only to extend credit to those that pay in cash and checks it is easier, but then it could limit their client base, – Read more
Fashion Accessory Sale
You are able to get plenty of deals online including ones for accessories. Here are some of the latest accessory sales.
Gucci – Rue La La
If you are a member of Rue La La then you will get 56% off selected Gucci shoes, handbags, watches, shoes and accessories. The prices start at $129.99.
Seiko Watches – Jomashop
You are able to get up to 81% off a selection of Seiko Men’s and women’s watches. Also if you spend more than $250 you will get an extra $20 o – Read more
Student Entrepreneur Tips
Whether you are looking for success or just want to make some extra cash then here are some tips for the young entrepreneurs.
Do what you Love
You need to choose something that you love. It is a good idea to align your small business idea with your interests no matter what they are.
Know what you want
You need to know what you want to get out of your business so that you can organize your time and priorities.
When you are in your early – Read more
Simple Tricks to Spend Less
If you are looking for ways to save money then have a look at how you are able to spend less with these simple ways.
Think about It
You need to give serious thought to every purchase that you make. You should try and not feel pressured or rushed into making a purchase as you will spend more recklessly. Before you buy anything consider if you really need it and how it will affect your finances.
Check your Finances
You need to look at your budget and – Read more
Myths about Credit Cards
You might be considering getting a credit card, but do you really need one? You are able to get by without a credit card, even though it can be a useful tool to have when it is used correctly. You will need to be careful as to not fall into credit card debt. Here are some myths so about credit cards.
Needing a Credit Card to Build Credit
Credit is built by paying bills on time. You are able to build enough credit by paying your rent on time for a few years; – Read more