With FNB you are able to get a personal loan.
With a personal loan your capital instalment, inflation fee, service fee, interest, flexible repayment period, debt consolidation services, a quick loan payout and a payment break are all included in your monthly repayments.
There is a minimum loan value of R1000.
The pre-screening process online will determine if you are able to qualify for a loan. If you are not declined it will only take a few minutes to finish the application.
You will need to be between 18 and 63 years old
You will need to have been employed for the past 6 months
You need to be an SA resident with an ID book, an active account and a proof of income.
- Customer protection plan
- Flexible repayment period
- Quick loan payout
- Take a payment break
- Switch your loan
A personalised interest rate. Depending on size of loan and term
Implications of Non-Payment
If you miss a payment, you’ll have to pay penalty fees and it will affect your credit record badly.
Once-off initiation fee + Monthly service fee + CPP
Potential Impact to Users’ Credit Score
Bank credit checks affecting credit score
Unless stated otherwise there are no renewals for the loan service.
Debit order over the repayment period