Tag Archives: apr

Top Personal Loan Offers

Top Personal Loan Offers

Are you looking for a personal loan? Then take a look at these options.


With Avant you are able to borrow from $1000. The loan has an APR between 9.95% and 36%. The minimum FICO does vary. Avant accepts those that have fair credit.


Discover allows you to borrow from $2500 and the APR is between 6.99% and 24.99%. The minimum FICO is 660. You will need to have a minimum gross income of $25 000.


Upstart personal loans start at – Read more

Best 0% and Low Interest Credit Cards 2016

Best 0% and Low Interest Credit Cards 2016

A low interest credit card can come in handy when you have credit card debt or are looking to make a big purchase.

These are the top 0% and low interest credit cards 2016.

Best for Balance Transfers

Chase Slate

The Chase Slate has a 0 annual fee as well as no balance transfer fee for the first 60 days. The Chase Slate also offers a 0% interest APR on purchases and balance transfers for a period of time.

The Chase Slate is a great – Read more

Top Balance Transfer Credit Card Offers

Top Balance Transfer Credit Card Offers

If you have a high interest debt, you do have the option of moving this to a balance transfer card that will offer an interest free promotional period, giving you time to pay off the balance with no interest.

Here is a look at the top balance transfer credit cards.

Best $0 Intro Transfer Fee – Chase Slate

This card offers an introductory balance transfer fee of $0 for transfers in the first 60 days. There is a 0% annual fee, a 0% intro APR f – Read more

What to Know About Payday Loans

What to Know About Payday Loans

One of the most expensive ways to borrow is to take out a payday loan, so before you do you need to be 100% sure that you are able to repay it back on time and in full. If not the cost can soon get out of hand.

If you are thinking about getting a payday loan then this is what you need to know.

How they Work

Payday loans are short-term loans that have been created to tie people over until they get their next paycheck. The money is paid straight into – Read more

Top 3 Credit Card Offers in September

Top 3 Credit Card Offers in September

Here is a look at the top 3 credit card offers for September 2015.

Chase Sapphire Preferred Card

The Chase Sapphire Preferred Card will give you a $500 sign up bonus for travel. In the first 3 months from opening your account you can earn 40 000 bonus points when you spend $4000 on purchases.

You will be able to earn 5000 bonus points after you add your first authorized user and make purchases in the first 3 months of opening the – Read more

Choosing the Right Secured Credit Card

Choosing the Right Secured Credit Card

It seems that everyone wants you to provide them with a credit card including hotels and airlines, even if you are able to pay cash. A debit card will suffice in some circumstances, but you may have a hold on funds or will need to pay a hefty deposit.

It can be difficult to get approved for a credit card with no credit or a poor credit history is difficult. A secured credit card could be the only way that you are able to start your credit or to – Read more

Credit Card Interest

Credit Card Interest

Your credit card balance will be charged an interest by your credit card issuer, just so that you can carry a balance on your credit card after the grace period.

If you do not pay your balance in full every month then you will have finance charges added to your balance.

Interest is charged when you begin your billing cycle with a balance on your credit card.

Interest is also charged any month you make a cash advance or other type of transaction that does not – Read more