No Credit Check Loans
If your credit stops you from acquiring a loan then it might be possible to borrow without having to rely on your credit history.
You do have to be careful though when you use a no credit check loan. These types of loans can be expensive and only make sense when you do have any other options.
Do you Need One?
Before you decide to take a no credit check loan, you need to ensure that it is the right approach. Even if your credit is bad, it might be worth – Read more
Common Credit Card Misconceptions
In most cases opening a new single account will improve your credit score. This is just one of the many misconceptions that surround how credit cards work. Here is a look at some more of those misconceptions.
I Pay the Balance in Full, So I Don’t Have Any Debt
The smartest ways to use a credit card is to pay the balance off in full each month so that you don’t have to pay any interest.
This does look like that you aren’t incurring any debt, but – Read more
What are Loan Modifications?
Loan modifications are charges to your loan agreement. Your payments will become more affordable and you will not have to default ion your loan. The banks offer loan modifications, as it is easier for them to work with you rather than chase you.
If you stop making your payments, then the bank has a few options in front of them. The bank can try and repossess your property like your home, they can try and collect with a bank levy or through a wage garnishment, – Read more
Setting up a Merchant Account for Credit Card Processing
If your business is going to offer merchant services to the customers then you will first need to get approved for a merchant account so that you are able to set up credit card processing and also to accept mobile payments one day.
Small businesses need to choose who they will be extending credit to. If they choose only to extend credit to those that pay in cash and checks it is easier, but then it could limit their client base, – Read more