Best 0% and Low Interest Credit Cards 2016
A low interest credit card can come in handy when you have credit card debt or are looking to make a big purchase.
These are the top 0% and low interest credit cards 2016.
Best for Balance Transfers
The Chase Slate has a 0 annual fee as well as no balance transfer fee for the first 60 days. The Chase Slate also offers a 0% interest APR on purchases and balance transfers for a period of time.
The Chase Slate is a great – Read more
Top Balance Transfer Credit Card Offers
If you have a high interest debt, you do have the option of moving this to a balance transfer card that will offer an interest free promotional period, giving you time to pay off the balance with no interest.
Here is a look at the top balance transfer credit cards.
Best $0 Intro Transfer Fee – Chase Slate
This card offers an introductory balance transfer fee of $0 for transfers in the first 60 days. There is a 0% annual fee, a 0% intro APR f – Read more
Surprising Things You Didn’t Know Affected Your Credit Score
Generally we think that our credit score is only affected by credit cards and loan, but in fact there are certain applications or late payments that can hurt your credit score.
Lets take a look at surprising things you didn’t know affected your credit score.
Overdue Library Books
There are many libraries that are now employing collection agencies to aid them in collecting overdue library book fines. Libraries might not – Read more
How Credit Card Transactions Work
There are a lot of processes involved in a credit card transaction and they start from when you swipe your card to when you sign.
It is these processes that happen which you don’t see that make it possible for you to make purchases with your credit card.
Every transaction has certain entities involved, those being:
The customer with a credit card
The merchant that sells the goods or services
The merchants bank
The credit card payment n – Read more
How to Choose a Credit Card
A credit card can be quite handy but it can cause damage if it is used irresponsibly. This means that you need to choose the right credit card for what you need it for.
There are some factors that you need to look at when you choose a credit card.
You need to first determine how you will be choosing your credit card. Are you the type of person that will pay their credit card in full every month or do you think you will be carrying a – Read more
What is a Credit Card Annual Fee?
A credit card annual fee is a fee that is charged automatically once a year to your credit card account for having the convenience of using a credit card.
Cards with an Annual Fee
Not all credit cards charge an annual fee. Credit cards that is more likely to have annual fees include premium credit cards, reward credit cards and secured credit cards.
An annual fee then increases the cost of having a credit card, so if you are being charged an annual – Read more
Do you have too Many Credit Cards?
If you are going through your wallet and see that every slot has a credit card you may wonder if you have too many. You might also be thinking about opening new credit accounts and you want to be sure that another credit card wont effect your credit. So do you have too many credit cards?
High Debt to Income Ratio
When lenders look at your loan application the available credit is seen as opportunity for debt. Your debt to income ratio could be – Read more
Best Credit Cards for January 2016
Here is a look at the best credit cards for January 2016.
Top Balance Transfer Credit Card – Chase Slate
This credit card has a $0 introductory balance transfer fee for transfers made in the first 60 days. There is a 0% introductory APR for 15 months on purchases and balance transfers. There is no penalty APR, which means that paying late wont raise your interest rate. There is a $0 annual fee and a free monthly FICO Score and Credit d – Read more
Getting your First Credit Card
The age of 18 is a liberating age and one of the things that you can do is get a credit card. You might be eager to get one, but credit card companies aren’t as eager to give you one. So here is how you can get your first credit card.
Are you Ready?
Just because you are old enough for a credit card, it doesn’t mean that you are ready for one. You need to be responsible to handle one and only charge what you can afford and to pay your bill every month – Read more
Benefits of Accepting Credit Cards on Your Website
If you have a website or are planning to build one then you need to consider accepting debit or credit cards. You might miss out on business by not accepting credit cards when people visit your website according to sitebeginner.com.
Why Should you Accept Credit Cards
In regards to websites, debit and credit card payments allow merchants to take advantage of three types of customers, those being:
The General Customer
This is – Read more