Tag Archives: credit history

Unsecured Personal Loan Offers

Unsecured Personal Loan Offers

An unsecured personal loan is a great way to consolidate debts and get a fixed monthly payment at a lower rate.

Here is a look at current personal loan offers from top lending companies if you want to borrow $5000.

UpStart

With the UpStart personal loan offer the estimated APR is between 13.5 and 17.5%. You can expect your monthly repayment to be about $175 per month.

This is a good loan to take if you have little credit history. They do charge an – Read more

How To Rebuild Your Credit After Bankruptcy?

How To Rebuild Your Credit After Bankruptcy?

Bankruptcy discourages many creditors and lenders to do business with you. However, if you have a strategy in place after bankruptcy then you might just be able to get back on your feet financially.

When you file for bankruptcy, your credit score takes a hit and will end up in the lowest rankings depending on the severity of your bankruptcy and your past credit history.

However, there are ways that you can build better credit after you have – Read more

Getting a Credit Card with No Credit History

Getting a Credit Card with No Credit History

Those that do not have credit with have a harder time getting approved for a credit card. This is due to the fact that you do not have a credit score yet and you will not have one unless you have at least one active account on your credit report for 6 months.

However, there are credit cards that have been specifically designed for those with no credit.

You Need a Job

You will need to have an income that allows you to make the repayments – Read more

Myths about Credit Cards

Myths about Credit Cards

You might be considering getting a credit card, but do you really need one? You are able to get by without a credit card, even though it can be a useful tool to have when it is used correctly. You will need to be careful as to not fall into credit card debt. Here are some myths so about credit cards.

Needing a Credit Card to Build Credit

Credit is built by paying bills on time. You are able to build enough credit by paying your rent on time for a few years; – Read more

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