How to Choose a Credit Card
A credit card can be quite handy but it can cause damage if it is used irresponsibly. This means that you need to choose the right credit card for what you need it for.
There are some factors that you need to look at when you choose a credit card.
You need to first determine how you will be choosing your credit card. Are you the type of person that will pay their credit card in full every month or do you think you will be carrying a – Read more
Getting Out of the Over the Limit Fee Trap
Are you stuck in a monthly cycle of paying over the limit fees, even though you are paying your balance every month, which is below the credit limit? If so, then here is a look on getting out of the over the limit fee trap.
Firstly we need to look at what your credit limit is. When you get your credit card you are also given a maximum limit that you are able to charge without a penalty for doing so. Your credit card company will tell you not – Read more
How to Quickly Improve your Credit Score
If you want to buy a car, get an apartment or just take out a loan then your credit score needs to be in good order. It generally takes 7 years before any negative information is removed from your credit score, but there are a few ways that you are quickly able to raise your credit score.
Pay off Your Credit Card Balance
One of the factors that influence your credit score is how you use your credit. A major factor is your credit utilization – Read more