Tag Archives: emergency fund

Myths about Credit Cards

Myths about Credit Cards

You might be considering getting a credit card, but do you really need one? You are able to get by without a credit card, even though it can be a useful tool to have when it is used correctly. You will need to be careful as to not fall into credit card debt. Here are some myths so about credit cards.

Needing a Credit Card to Build Credit

Credit is built by paying bills on time. You are able to build enough credit by paying your rent on time for a few years; – Read more