Unsecured Personal Loan Offers
An unsecured personal loan is a great way to consolidate debts and get a fixed monthly payment at a lower rate.
Here is a look at current personal loan offers from top lending companies if you want to borrow $5000.
With the UpStart personal loan offer the estimated APR is between 13.5 and 17.5%. You can expect your monthly repayment to be about $175 per month.
This is a good loan to take if you have little credit history. They do charge an – Read more
About Subsidized and Unsubsidized Loans
There are two types of loans on offer to you, those being subsidized loans and unsubsidized loans. You will need to understand the basics of both of these types before you sign for any loan.
Both of these loans are federal student loans that are offered by the US Department of Education. In order to qualify for either of these loans you must be enrolled at least half-time at your school. They both offer a six-month grace period before you have – Read more
Should You Pay Your Student Loans Off Early?
Student loans are thought to be good debt and these loans usually have low interest rates. However, student loans are still a type of debt and when you pay these off you can get a return equal to the interest rate.
So should you pay your student loans off early?
When to Pay Student Loans Early
When it comes to paying off your student loan early and when, you will need to take into account your financial situation, the interest rate and – Read more
What is a 30 Day Payday Loan
A 30 day payday loan gives you 30 days to repay the loan which starts from the moment that you borrow money. Payday loans are short term loans that are paid back when you receive your next paycheck. Most people are actually paid weekly or biweekly, so many payday loans are structured around this time period. It is possible to get a 30-day payday loan, but keep in mind that you will be paying more in fees for a longer term.
Payday loans have fees attached and – Read more
The Benefits of Title Loans
You may have considered applying for an installment loan or a payday loan, if you are in need of some quick cash. However, these are not your only options and if you own your own vehicle completely then you could benefit from a car title loan. This is where funds are accessed in exchange for your vehicle title, which is used as collateral.
Here are the benefits of title loans.
Quick Access to Money
It generally takes just a few days to complete a car – Read more
Student Loan and Repayments Tips
Here are some tips that could help you and your student loan repayments.
The Truth About Prepaying On Your Loans
It is not always clear if prepaying on your student loan is penalty free. Usually penalty free prepayment is listed as a benefit by student loan servicers, but this is true for all education loans.
If you have been thinking about prepaying on your loan, but have been worried about potential fees then you should contact your student loan – Read more
Personal Loans for Debt Consolidation
Paying off debt is the way to a healthy financial life. A debt consolidation loan could help you with your debt. A debt consolidation loan is where a lender will give you a personal loan that you are able to use to pay off your other debts. You will then need to pay fixed monthly installments over a period of time to pay the personal loan back.
The interest rate that you receive on the loan will depend on your credit history and this is usually fixed – Read more
Advantages of Payday Loans Over Other Credit Types
One of the best ways to get quick access to cash is to use a payday loan. Payday loans have a few advantages over other credit types.
Here are the top advantages of payday loans.
The biggest advantage of payday loans is that they are quick to get. If you need money today, you can quickly apply online and within an hour you will have access to the loan. Other types of credit are not this quick, for instance if you wanted – Read more
Avoiding the Payday Loan Trap
Getting into a payday loan trap is quite common and is such among young professionals. This is due to their refusal to ask for help and would rather rely on payday loans and cash advances to help cover their bills.
The only issue with payday loans is that they have…
Lesser-Known Facts About Student Loan Grace Periods
A federal loan has a grace period, but this differs between the type of loan and the terms of the loan.
During the grace period, payments aren’t due, but there are student loans that will incur interest during this time and in turn will increase the total amount that is owed.
Here is a look at things you may not know about a student loan grace period.
The Government Is Looking Out For You
Many federal loans will have a grace p – Read more