Tag Archives: loan

Reasons to Use an Inheritance Loan

Reasons to Use an Inheritance Loan

An inheritance loan is also referred to as a probate loan, a trust loan or an estate loan. Heirs of an estate that contains real estate, which can then be borrowed against, can use it.

The estate that has been left could be going through probate or through a trust administration process. When this is happening, the heirs of the estate are not able to directly access the asset, which they are entitled to. An heir can then utilize an inheritance loan for – Read more

Car Loan Offers

Car Loan Offers

Are you looking to get a car loan? Take a look at these offers for good, fair and bad credit.

CarFinance.com

You can borrow between $10 000 and $50 000. Your FICO score must be at least 500 minimum and the maximum car age needs to be 8 years with a maximum mileage of 100 000. CarFinance.com is available in 44 states and is BBB accredited.

Blue Harbor

Blue Harbor allow you to borrow between $5000 and $100 000. You will need to have a minimum FICO score of 600. The – Read more

The 150% Subsidized Loan Limit

The 150% Subsidized Loan Limit

If you are planning to pay for your college education with a federal loan then for some of them time is of the essence.

With direct subsidized loans the interest is covered by the government whilst you are studying, but this doesn’t last. The 150% subsidized loan limit is a rule that restricts the amount of time that you are eligible for these loans.

Here is a look at this rule and how you are able to use it to your advantage.

The Rule

The r – Read more

Personal Loans for Good, Fair and Bad Credit

Personal Loans for Good, Fair and Bad Credit

An unsecured personal loan can be a great way to consolidate your debt and have a lower rate fixed monthly payment. The interest that you are charged and other terms of a personal loan will be greatly influenced by your credit score and other factors.

If you are looking for a personal loan for good, fair or even bad credit, take a look at these offers below.

SoFi

With SoFi you are able to lend from $5000 to $100 000. The rates are – Read more

What to Know About Payday Loans

What to Know About Payday Loans

One of the most expensive ways to borrow is to take out a payday loan, so before you do you need to be 100% sure that you are able to repay it back on time and in full. If not the cost can soon get out of hand.

If you are thinking about getting a payday loan then this is what you need to know.

How they Work

Payday loans are short-term loans that have been created to tie people over until they get their next paycheck. The money is paid straight into – Read more

No Credit Check Loans

No Credit Check Loans

If your credit stops you from acquiring a loan then it might be possible to borrow without having to rely on your credit history.

You do have to be careful though when you use a no credit check loan. These types of loans can be expensive and only make sense when you do have any other options.

Do you Need One?

Before you decide to take a no credit check loan, you need to ensure that it is the right approach. Even if your credit is bad, it might be worth – Read more

Subsidized Loan Vs. Unsubsidized Loan

Subsidized Loan Vs. Unsubsidized Loan

When it comes to higher education a major consideration for many will be how will they finance it. The Federal Government offers subsidized and unsubsidized loans to students that are eligible in participating schools. So what is the difference between a subsidized loan and an unsubsidized loan?

Subsidized Loans

Subsidized loans are provided by the Department of Education to students that are in financial need based on criteria.

Subsidized – Read more

How to Get a Student Loan

How to Get a Student Loan

It is never easy to pay for education and not everyone is able to cover the costs. If you need to come up with the money to pay for your education then you will need to know how to get a student loan.

Even though you want to pay for your education there is something that you will need to hear just once and that is try not to borrow anything. It is easy to get money right now, but it wont be that easy to pay it off later. Education is an investment and it is – Read more

Personal Loan Offers

Personal Loan Offers

Here is a look at some personal loan offers.

Lending Club

With the Lending Club you are able to get a loan amount of $10 000. The APR estimate is between 7.75% – 8.99%. The estimated repayment that you will have to make is $312.

With this loan you are able to pay down your credit card or pay them off. You have the chance to make one low monthly payment that is fixed. You are able to build credit whilst you pay down your debt and the process is easy – Read more

What are Loan Modifications?

What are Loan Modifications?

Loan modifications are charges to your loan agreement. Your payments will become more affordable and you will not have to default ion your loan. The banks offer loan modifications, as it is easier for them to work with you rather than chase you.

If you stop making your payments, then the bank has a few options in front of them. The bank can try and repossess your property like your home, they can try and collect with a bank levy or through a wage garnishment, – Read more

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