The Benefits of Title Loans
You may have considered applying for an installment loan or a payday loan, if you are in need of some quick cash. However, these are not your only options and if you own your own vehicle completely then you could benefit from a car title loan. This is where funds are accessed in exchange for your vehicle title, which is used as collateral.
Here are the benefits of title loans.
Quick Access to Money
It generally takes just a few days to complete a car – Read more
Student Loan and Repayments Tips
Here are some tips that could help you and your student loan repayments.
The Truth About Prepaying On Your Loans
It is not always clear if prepaying on your student loan is penalty free. Usually penalty free prepayment is listed as a benefit by student loan servicers, but this is true for all education loans.
If you have been thinking about prepaying on your loan, but have been worried about potential fees then you should contact your student loan – Read more
Advantages of Payday Loans Over Other Credit Types
One of the best ways to get quick access to cash is to use a payday loan. Payday loans have a few advantages over other credit types.
Here are the top advantages of payday loans.
The biggest advantage of payday loans is that they are quick to get. If you need money today, you can quickly apply online and within an hour you will have access to the loan. Other types of credit are not this quick, for instance if you wanted – Read more
Avoiding the Payday Loan Trap
Getting into a payday loan trap is quite common and is such among young professionals. This is due to their refusal to ask for help and would rather rely on payday loans and cash advances to help cover their bills.
The only issue with payday loans is that they have…
Lesser-Known Facts About Student Loan Grace Periods
A federal loan has a grace period, but this differs between the type of loan and the terms of the loan.
During the grace period, payments aren’t due, but there are student loans that will incur interest during this time and in turn will increase the total amount that is owed.
Here is a look at things you may not know about a student loan grace period.
The Government Is Looking Out For You
Many federal loans will have a grace p – Read more
The 150% Subsidized Loan Limit
If you are planning to pay for your college education with a federal loan then for some of them time is of the essence.
With direct subsidized loans the interest is covered by the government whilst you are studying, but this doesn’t last. The 150% subsidized loan limit is a rule that restricts the amount of time that you are eligible for these loans.
Here is a look at this rule and how you are able to use it to your advantage.
The r – Read more
Personal Loans for Good, Fair and Bad Credit
An unsecured personal loan can be a great way to consolidate your debt and have a lower rate fixed monthly payment. The interest that you are charged and other terms of a personal loan will be greatly influenced by your credit score and other factors.
If you are looking for a personal loan for good, fair or even bad credit, take a look at these offers below.
With SoFi you are able to lend from $5000 to $100 000. The rates are – Read more
Surprising Things You Didn’t Know Affected Your Credit Score
Generally we think that our credit score is only affected by credit cards and loan, but in fact there are certain applications or late payments that can hurt your credit score.
Lets take a look at surprising things you didn’t know affected your credit score.
Overdue Library Books
There are many libraries that are now employing collection agencies to aid them in collecting overdue library book fines. Libraries might not – Read more
What to Know About Payday Loans
One of the most expensive ways to borrow is to take out a payday loan, so before you do you need to be 100% sure that you are able to repay it back on time and in full. If not the cost can soon get out of hand.
If you are thinking about getting a payday loan then this is what you need to know.
How they Work
Payday loans are short-term loans that have been created to tie people over until they get their next paycheck. The money is paid straight into – Read more
No Credit Check Loans
If your credit stops you from acquiring a loan then it might be possible to borrow without having to rely on your credit history.
You do have to be careful though when you use a no credit check loan. These types of loans can be expensive and only make sense when you do have any other options.
Do you Need One?
Before you decide to take a no credit check loan, you need to ensure that it is the right approach. Even if your credit is bad, it might be worth – Read more