Subsidized Loan Vs. Unsubsidized Loan
When it comes to higher education a major consideration for many will be how will they finance it. The Federal Government offers subsidized and unsubsidized loans to students that are eligible in participating schools. So what is the difference between a subsidized loan and an unsubsidized loan?
Subsidized loans are provided by the Department of Education to students that are in financial need based on criteria.
Subsidized – Read more
How to Get a Student Loan
It is never easy to pay for education and not everyone is able to cover the costs. If you need to come up with the money to pay for your education then you will need to know how to get a student loan.
Even though you want to pay for your education there is something that you will need to hear just once and that is try not to borrow anything. It is easy to get money right now, but it wont be that easy to pay it off later. Education is an investment and it is – Read more
Personal Loan Offers
Here is a look at some personal loan offers.
With the Lending Club you are able to get a loan amount of $10 000. The APR estimate is between 7.75% – 8.99%. The estimated repayment that you will have to make is $312.
With this loan you are able to pay down your credit card or pay them off. You have the chance to make one low monthly payment that is fixed. You are able to build credit whilst you pay down your debt and the process is easy – Read more
What are Loan Modifications?
Loan modifications are charges to your loan agreement. Your payments will become more affordable and you will not have to default ion your loan. The banks offer loan modifications, as it is easier for them to work with you rather than chase you.
If you stop making your payments, then the bank has a few options in front of them. The bank can try and repossess your property like your home, they can try and collect with a bank levy or through a wage garnishment, – Read more
How to Get a Loan
If you are looking at borrowing money and you have never done so before, here is how to get a loan.
Type of Loan
The first thing that you will need to determine is that type of loan that you need. You need to choose a loan for your needs like a personal loan, auto loan, home loan etc.
Choosing a loan that fits your requirements gives you a better chance of getting the loan and keeps your costs lower.
Where to Borrow
Once you know the type of loan – Read more